The model underlying the research study presented is a version of the stress model of housing. The model assumes that dwellers are confronted with a number of positive and negative stressors in their interaction with their environment, that control over that environment largely de-termines stress directionality, and that perceived satisfaction and quality of the dwelling are transformational constructs with differen-tial utility in predicting maintenance, repair, modification and im-provement activity with respect to that dwelling. Administration of a questionnaire and interview with 100 homeowners and renters in Saska-toon provided results showing strong support for the model. While home-owners and renters were equally satisfied with their dwellings, homeown-ers only perceived themselves in control of stress directionality, and it is only homeowners who perceive and objectify their living in a qual-ity constructed dwelling who are actively involved in transforming their environment.