"The so-called "Washington Consensus" for nearly thirty years has acted onworld and national economies based on the assumption that the free market will solve all problems. The average American family today with two working adults has approximately the same disposable income as the average American household of the early 1970s which had only one working adult. Seventy-five per cent of Americans shop in Dollar stores (although, perhaps, far fewer admit it). Increasingly, the digital divide is not only among nations but is also within the wealthiest nations. What will this centralizing of wealth and the pushing down of the middle class standard of living mean in the formation of communities in an increasingly digitized world? Will communities physically disperse for some and be increasingly geographically fixed for others? Will the definition itself of community divide so far that the two views become irreconcilable? This paper will attempt to asses these interactions among the nature of the future formation of communities, the changing patterns of wealth and the digitization of our lives."